The "Perfect Storm"

for "First Time Home Buyers"

 

  • $8,000 Tax Credit!
  • Housing is more affordable now than in the past several years!
  • MCC Program - Mortgage Credit Certificate Program, 20 - 30% Additional Tax Credit for the life of the loan!
  • You must enter into a purchase agreement prior to April 30, 2010 and close on the mortgage before June 30, 2010.

E-mail or call me today to find out how you can save thousands of dollars on your own home!

You can't afford to miss out on this "PERFECT STORM!"

Contrary to what the media would lead you to believe, the real estate market in Cleveland and surrounding areas is moving and we do have money to lend! 

More and more people are taking advantage of today's low rates and reduced home prices to buy their first home, or move up to their dream home! 

Before you start home shopping, get pre-qualified and then pre-approved for the right mortgage to fit your needs.  By doing so, you'll have the clout of a cash buyer. You'll know how much you can afford and what the monthly payment will be. You will be well on your way to the mortgage program that's right for you as soon as you make the offer!

We specialize in FHA, VA, OHFA and First Time Home Buyer (FTHB) programs.

Serving the Cleveland and surrounding area for the past 27 years, you will find that we know the area and have the right program to fit your personal needs.  You can draw on our experience to fit your needs to what is currently available in today's ever changing marketplace.  We specialize in implementing mortgage planning for our clients. 

  • Purchase
  • Refinance
  • Government Loans FHA and  VA & OHFA Loans
  • Government Rehabilitation Loans
  • FHA 203K Streamline & Fix Up Mortgage
  • First Time Home buyers (if you haven't owned a home in previous 3 years)
  • Conventional Loans
  • FHA and Conventional Jumbo Loan Programs
  • USDA Rural Loans (for low density areas)
  • 2nd Home / Investment property Loans

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FHA and VA STREAMLINE REFINANCE (FHA to FHA loan)(VA to VA loan)

You must currently have an FHA or VA loan in order to do a streamline refinance for the purpose of rate and term reduction. Please see the qualifications and benefits below.

* NO Employment Verification needed
* NO income or asset verification needed
* NO Credit Report Needed - only mortgage history rating
* NO Appraisal Required - If loan amount is lower than original mortgage amount
* Quick loan process, usually less than 2 weeks depending on volume

 .

Browse my web site to learn about today's programs, what you'll need to apply, how easy it is to be pre-qualied and how to earn the clout of a cash buyer.  I'll help you find the loan that's right for you.

American Midwest Mortgage Corp. is an approved HUD Mortgage Banker, with access to all of the HUD Loan programs!  So if you're looking to buy a home offered by HUD or a foreclosed home, I can help!

Dan went the proverbial extra mile to help me buy my first home.  We had a complicated situation with the first property that we had an accepted offer on and gave us some invaluable expert advise that saved us hundreds of dollars if not thousands.  We will refer him to our family and friends in the future.

M. Clouse - Cleveland, OH

The regula updates and prompt follow up calls put us at ease throughout the entire loan process. This was our second home purchase and can only wish that our first experience would have gone as smoothly as our dealings with Dan the Mortgage Man!

J. Bendik - Elyria, OH

I can't express my gratitude to Dan and American Midwest Mortgage enough. I was going through a rough time in my life...relocating to the area and traveling all over the country training for my new position in Cleveland during my recent home purchase.  Dan made it as stress free as possible for me. E-mailing documents and updating through e-mails as I was traveling.  Dan even met me a my mother's home to sign the closing documents while the moving van was still in the driveway so that I could transfer on my home early and move my three children and myself into our new home over the weekend!

D. Daniels - Parma, OH

 

Dan, Thank you so much for all of your help in guiding me through the home buying process!  I'm very fortunite toh have had you in my corner!  Amy and I will be in touch soon so we can have a cocktail or two.

Thanks Again!

Sincerely R.Sandine - Fairview, OH

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"THE PERECT STORM"

Ohio Housing and Finance Agency -Grants for Grads Program


$8,000 Tax Credit
For First Time Home Buyers

FREQUENTLY ASKED QUESTIONS ABOUT THE TAX CREDIT

MCC Program
Additional 20 -30% Tax Credit


First Time Homebuyher Tax Refund Form




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HUD Foreclosre?

Do you have questions on how to go about buying a HUD foreclosed
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American Midwest Mortgage Corp. - Dan Latimer 14600 Detroit Road Suite 1380 Lakewood, OH 44107
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