Residential
Lending Specialist • Lakewood, Ohio
"Dan the Mortgage Man"
Our
Lending Services Programs & Products
So Many Reasons to Call
Dan, The Mortgage Man, Your Lender For Life
• 100% Conventional Financing
• FHA Direct Endorsement
• VA Automatic Approval
• 15% Down with No PMI
• 10% Down Investor Fixed Rate
Programs
• 0% - 3% Down Payment
Programs
• First-time Home Buyer Programs
• Low Interest Cleveland Plan/High
Ratios
• Bridge Loans
• Down Payment Assistance
• FHA 203k Rehab Mortgages
• Adjustable Rate Mortgages
• Construction Loan Programs
• Jumbo Loans or Split Jumbos
• Investor Lending (Variable
& Fixed)
• No Down Payment Programs
• OHFA Bond Programs
• Extended Rate Locks with Float
Down
• Conventional Rehab Mortgages
Services
PATH TO HOME OWNERSHIP
STEP ONE:
Determine your mortgage needs and pre-qualify you for a mortgage based on your income and credit profile. I will set aside some time for a "Needs Determination / Pre-qualification Appointment" either by phone or in person depending on your personal situation!
STEP TWO:
Shop for your new home with the knowledge of your price range, qualification and the comfort of knowing that you have been approved for your mortgage subject to an appraisal of the property.
STEP THREE:
Issue you a property specific, pre-approval letter that can be given to your Realtor or Seller that demonstrates to the seller or listing Realtor, that you have spoken to a lender and that you have the qualifications to purchase the property that they have listed and provides them with the type of financing you will be using to purchase the property.
STEP FOUR:
I, along with countless others, coordinate the ordering of the appraisal and various other items required for the processing of your mortgage for your new home.
Over the past twelve years, I have worked with hundreds of professionals involved in the selling, buying, improvement and maintenance of a home. Please ask me if you need a "good referral" for your next home related matter!
SIMPLE, STRAIGHTFORWARD, COST EFFECTIVE AND SMOOTH!
• Pre Qualification
• Pre Approval Loans
The Pre-Approval Loan is a fully processed and Approved
loan obtained prior to purchase.
• Credit Counseling
•
Free First Time Home Buyer Class
The Free First Time Home Buyer Class educates a borrower
on the steps needed to find a home, obtain financing
and the closing of their mortgage loan. Call for details
and to reserve your seat!
Standard
Programs
•
Purchase
•
Refinancing
•
Second Home Mortgages
•
Government Loans – FHA &VA
An FHA Home Mortgage Loan is a loan insured by the
Federal Housing Administration made to any buyer who
qualifies for financing with an FHA approved lending
institution.
• A VA Home Mortgage Loan is
a loan partially guaranteed by the Veterans Administration
for any eligible veteran.
